Unfortunately, money doesn’t grow on trees. However, you need it for pretty much everything. You need money in order to have a home, to feed your family, to clothe yourself, and even to have a little bit of fun every now and then.
Whether it’s golf, buying cool tech, playing video games, or whatever, having hobbies and doing things you love, outside of work and household chores, is important. Even in prepping and end-of-the-world scenarios people pack some cards so that they have some normalcy and something to take their mind off of the stress. If you need more money, here are a few ways you can start saving so you can still enjoy a little fun and entertainment in your life now and then.
Get Out Of Debt
Even if your debts aren’t in collections yet and they aren’t mucking up your credit report or score, you should still be taking care of them before they are in that position. That means doing what you can to pay off college tuition in a timely manner. If you get extensions, you should still work on paying off your interest.
Keep your credit cards at zero balances, even if it means paying more than your minimum payment each month. If you do have a lot of debt that is in collections and your credit is poor, get some help taking care of it. You can try debt consolidation, or work out payment plans with each debt you have.
Cut Back On Other Expenses
Even if you have no debt you could be feeling like you still never have any money to do anything fun. It could be that you are spending too much money on other stuff. Consider how many household expenses, whether it’s normal bills or what you’re paying for entertainment in the home.
Do you really need to have cable and three streaming movie/TV services? Are there groceries you could cut back on or buy cheaper versions of? Could you get the heating or electric bill under better control and save some money on them? There are tons of ways to save on all of your bills.
Determine Your Priorities
Before you start buying concert tickets and spending money on theater tickets, consider what you really want to do with any money you’ve been saving by fixing your credit and saving on bills. Your priorities should be to live a happy and content life rather than to spend a lot of money on stuff that does nothing to enrich your life.
Make sure that you are always paying your bills and feeding your family first. When it comes to spending money on fun, also consider the fun things that you could be doing from home, like creating art or learning to play an instrument. Having fun doesn’t always mean leaving the house!